Staff

Retirement Scheme – 1995 Scheme

1995 Scheme

Staff Loan

General Information

Staff Loan Interest Rate

Effective from 28 December 2023, the interest rate is the one-month HKD Hong Kong Inter-bank Offered Rate (HIBOR) plus 0.9% per annum (capped at 1.75% per annum below HKD Prime Rate fixed by Bank of China (Hong Kong) Limited).

Rate Table

Interest Period Interest rate p.a.
28/11/2023 – 27/12/2023 4.125%
28/12/2023 – 28/01/2024 4.125%
29/01/2024 – 27/02/2024 4.125%
28/02/2024 – 27/03/2024 4.125%
28/03/2024 – 28/04/2024 4.125%
29/04/2024 – 27/05/2024 4.125%
28/05/2024 – 27/06/2024 4.125%

 

View Account Balances and Submit Investment Options Re-allocation Instruction

Information for Leaving and Retiring Members