Staff

Retirement Scheme – 1995 Scheme

1995 Scheme

Staff Loan

General Information

  • Rules for Staff Loans (Eng / Chi
  • Staff Loan Application Form (Eng/ Chi)
  • Staff Loan Notice of Repayment Form (Eng/Chi)

Staff Loan Interest Rate

Effective from 28 December 2022, the interest rate is the one-month HKD Hong Kong Inter-bank Offered Rate (HIBOR) plus 0.9% per annum (capped at 1.75% per annum below HKD Prime Rate fixed by Bank of China (Hong Kong) Limited).

Rate Table

Interest Period Interest rate p.a.
28/12/2022 – 29/1/2023 3.875%
30/1/2023 – 27/2/2023 3.67149%
28/2/2023 – 27/3/2023 3.875%
28/3/2023 – 27/4/2023 3.875%
28/4/2023 – 28/5/2023 3.875%
29/5/2023 – 27/6/2023 4.000%
28/6/2023 – 27/7/2023 4.000%
28/7/2023 – 27/8/2023 4.000%
28/8/2023 – 27/9/2023 4.125%

 

View Account Balances and Submit Investment Options Re-allocation Instruction

Information for Leaving and Retiring Members